131. Under the Act on Special Cases Concerning the Settlement of Traffic Accidents, what is the correct legal responsibility of a driver who causes a traffic accident resulting in injury or death while driving a vehicle in a condition of impaired normal driving due to drug or other substance abuse?

1. ①The driver will be criminally charged despite being covered by liability car insurance and even after having settled with the accident victim(s).
2. ②The driver will be exempted from criminal charges if he/she is covered by car insurance.
3. ③The driver will be exempted from criminal charges if he/she is covered by comprehensive insurance.
4. ④The driver will be exempted from criminal charges if he/she is covered by comprehensive insurance and he/she has settled with the accident victim(s).

Source KoROAD Safe Driving Integrated Civil Service, Driver's License Written Test Question Bank [English] (effective 2026-03-09), post 1923, Download the source PDF source PDF page 37 (checked on 2026-09-04). The question and answer are the KoROAD text as published. The buttons and notes on this page were written by the developer and have not yet been checked by a native speaker. The questions and answers themselves are the official KoROAD text.